Schedule a free consultation and receive a $200 hotel savings card just for showing up to the appointment.

Hello Debt Free.

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About us

Brandy A. Hubbard

Executive Marketing Director - American Classic Agency President/CEO - BHubb Insurance Club

Brandy Hubbard was born and raised in New York City and spent many years as a legal assistant before transitioning to the insurance industry 25 years ago. Driven by a desire for more family time and entrepreneurial success, Brandy mastered the insurance business. Her dedication to helping families has earned her accolades, including ACA’s 6-Figure Income Ring.

Beyond her professional achievements, Brandy is passionate about mentoring and giving back. She is a Mentor for the Women Who Lead program with Black Brand, the Black Chamber of Commerce for the Hampton Roads, VA area, and conducts free financial and wellness workshops nationwide.

Live Debt Free

Pay off your debt and Establish your Financial Freedom

(Including your Mortgage)

Our consultants will work with you to help establish your own bank. Take back your financial power and become your own bank TODAY.

How Can I Become Debt Free?

Including Your Mortgage

Establishing a debt free life style is actually much simpler than most realize and is not a new concept. In fact, it is a tried and true concept which has been used by some of the richest people in the world. Our team of consultants will walk you through the process. We use our exclusive software to produce a report that will expose to you the tax and interest savings you’ll be able to harness. The software will also show you month by month exactly how to achieve your goal.

You might wonder how we can do this without having to spend any additional money than you spend right now?

Get Started TODAY to find out more.

Your Complete Blueprint to Financial Freedom

Life Insurance Products

Explore a wide range of life insurance products designed to protect your loved ones and secure your financial future. Whether you're looking for term life, whole life, or universal life insurance, we offer personalized solutions that provide peace of mind and long-term stability. Get expert guidance on choosing the right life insurance to meet your needs.

Retirement Plans

Prepare for a comfortable future with our comprehensive retirement plans. From traditional IRAs to 401(k) rollovers and annuities, we offer tailored retirement solutions that ensure financial freedom in your golden years. Start planning today to build a secure and stress-free retirement income.

Rollover Services

Maximize your retirement savings with 401(k) rollovers and IRA transfers. Our expert team can guide you through the process, ensuring your funds are moved efficiently and securely to avoid penalties and taxes. Learn how to keep your retirement savings growing with seamless rollover options.

Debt-Free Living

Achieve debt-free living with a strategic financial plan. We specialize in helping clients eliminate high-interest debt, improve cash flow, and create a path to financial independence. Learn the tools and techniques to get out of debt quickly and build wealth simultaneously.

Becoming Your Own Bank

Take control of your financial future by learning how to become your own bank. Using proven strategies like whole life insurance policies and cash value accumulation, we teach you how to build wealth, access cash, and avoid traditional financial institutions. Unlock the power of banking for yourself today!

Wealth Creation Strategies

Build long-term wealth with expert guidance on wealth creation strategies. From smart investments to passive income streams, we help you develop a personalized plan to grow and preserve your wealth. Take proactive steps today to secure your financial future.

Our Travel Partner Is now providing you a FREE Hotel Savings Card When You Schedule a Free Consultation.

Schedule a Free Consultation now and

You will receive a $200 Hotel Savings Card

The Hotel Savings Card will provide you with cash credits to be applied to your next getaway! Schedule A Free Consultation to this great cause and you shall receive the benefit of Travel Agency Wholesale rates for your next family getaway.

IT’S AS EASY AS…

A.B.C.

A

Schedule a debt free consultation either in person or video chat.

B

Your personal consultant will create your own financial freedom road map.

C

Your consultant will work with you to establish your own bank. What day will you take control of all of your finances and become DEBT FREE?

(This includes your mortgage)

Our Travel Partner Redeem Vacations Has Joined Us To Provide You With A Complimentary Vacation when you help us help others through our Referral program.

After activation you will have 18 months to select travel dates and be responsible for your own transportation, food & beverages, gov taxes & fees and other miscellaneous personal expenses.

Ellen C

TESTIMONIALS

I thought I was on the right track by paying extra toward the principal on my 30-year mortgage and planning to have it paid off in 15 years. I also had a few other financial goals that I figured would take years to reach. But with Brandy's approach, I’ll now be debt-free and have all my goals accomplished in just 5.8 years! On top of that, I’m saving an extra $28,000 in mortgage interest. You made everything so simple and answered every question I had. I just wish I had found you back when I was tackling my student loans!

Nicole & Barry

TESTIMONIALS

My husband and I decided to schedule an appointment, and Brandy quickly grasped our financial situation and put together a “Get Out of Debt” plan for us. At first, it didn’t make much sense—but as we've been following the steps, everything is clicking into place. We’re so glad we chose to move forward with it!

This approach is completely different from the traditional financial mindset we grew up with. But when you’re willing to think outside the box, you’ll be amazed at what creative financial planning can do—not just for your current situation, but for future goals like college planning as well.

I truly encourage you to take that leap of faith—you won’t be disappointed!

Nicholas C

TESTIMONIALS

As a business owner, I had the opportunity to speak with Brandy Hubbard about various retirement savings options. Brandy introduced me to a strategy that allows me to maximize my savings—growing at a guaranteed rate and completely tax-free, even on the gains.

I had already done quite a bit of research on the topic, and I appreciated how Brandy truly listened and focused on what mattered most to me. She created a customized plan tailored to my goals and budget, with the flexibility to make adjustments as needed.

I'm really glad I took the time to connect with Brandy. Thanks to her guidance, I now have a much clearer and more predictable path for my retirement income.

What is the Hotel Savings Card Exactly?

  • Its similar to a gift card for booking hotel stays EXCEPT that it can only cover a portion of the stay (usually 10-50% off the lowest online price, depending on the hotel and length of stay)
  • They are valid at over 1 million hotels & resorts worldwide with no blackout dates and no expiration date. So whether you use it for last-minute business travel or planning your next vacation you will save big.
  • If you don't save the entire face value of the hotel savings card on one booking you will have a cash credit balance available for your next hotel booking that never expires.

That means if you Schedule a Free Consultation you get a $200 Hotel Savings Card.

Contact Us

7375 Executive Pl, Lanham, MD 20706, USA

Address: 7375 Executive Place, Suite 300, Lanham, MD 20706

Phone Number: +14438647337

We offer a full range of life insurance products and retirement plans, assist clients with rollovers, teach them how to become their own bank, eliminate debt, and build wealth simultaneously.

Get In Touch

Phone Number: +14438647337

Assistance Hours:

Mon – Sat 9:00am – 8:00pm

Sunday – CLOSED

© 2025 American Classic Agency/BHubb Insurance Club all rights reserved.